Firstly, the liability limit of compulsory traffic insurance has been greatly increased; secondly, the insurance liability of commercial automobile insurance is more comprehensive; thirdly, the products of commercial automobile insurance are more abundant; fourthly, the price of commercial automobile insurance is more scientific and reasonable; fifthly, the market-oriented level of automobile insurance products is higher; sixth, the preferential coefficient of no compensation is further optimized. < / P > < p > from the perspective of compulsory traffic insurance. The total liability limit of the new compulsory traffic insurance was increased from 122000 yuan to 200000 yuan, including the death and disability compensation limit increased from 110000 yuan to 180000 yuan, the medical expense compensation limit increased from 10000 yuan to 18000 yuan, and the property loss compensation limit remained unchanged at 2000 yuan. < / P > < p > the non liability compensation limit is adjusted according to the same proportion, in which the compensation limit for death and disability is increased from 11000 yuan to 18000 yuan, the compensation limit for medical expenses is increased from 1000 yuan to 1800 yuan, and the compensation limit for property loss remains unchanged at 100 yuan. < / P > < p > in addition, the upper limit of the price rise rate of the new compulsory traffic insurance remains unchanged, while the downward floating rate is expanded from the original minimum discount of 30% to 50%. As long as you drive safely, the lower the accident rate, the more affordable the premium discount. For example, the basic premium of compulsory traffic insurance in the first year is 950 yuan. Before the reform, if there is no compensation in the first three years, the maximum discount can be 70% to 665 yuan in the fourth year; after the reform, the maximum discount can be 50% to 475 yuan, and the expenditure can be reduced by 190 yuan. < / P > < p > in addition, for minor traffic accidents such as small brush and small collision, as long as there are no casualties on both sides and the compensation is less than 2000 yuan, it will not be included in the factor of floating premium increase in the second year. Before the implementation of the policy, < / P > < p > can the compulsory traffic insurance not enjoy this discount? If you bought compulsory traffic insurance on September 19, you don’t have to worry, because the new compulsory traffic insurance adopts the way of automatic upgrading, and the old insurance policy will be automatically upgraded to the new standard. Global Tech